Student Loan Repayment: RAP and RepayIQ

A visual introduction to income-driven repayment, followed by a hands-on RepayIQ demonstration. Use full screen when presenting.

Illustrative educational material. Eligibility and repayment rules depend on loan history and current federal requirements. RAP is the only IDR option for borrowers receiving new Direct Loans on or after July 1, 2026, subject to applicable exceptions. The comparison assumes the difference is actually saved each month. RepayIQ projections depend on the entered assumptions and are not guarantees.

Sources: Federal Student Aid repayment guidance. Example figures: RepayIQ projection dated October 22, 2026.