Independent Contractors

Independent Contractor Planning

Tools built for the tax, cash-flow, and retirement decisions that come with 1099 specialist income.

Entity planning

Tax Entity Selection

Compare W-2, sole proprietorship, and S-Corporation tax and retirement scenarios.

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Retirement planning

1099 Retirement

Compare Solo 401(k) and SEP IRA options and estimate your annual contribution room.

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Tax deferral

Traditional vs. Roth

See how a qualified-plan deduction defers tax, and when paying the tax today comes out ahead.

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Cash-flow diagnostic

1099 Cash Flow Map

Model business income into an exact tax, retirement, and take-home cash flow waterfall.

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